Medicare
Finding the right combination of affordable coverage for you is key. Avoid penalties, unexpected costs and other surprises by getting advise about your options.
Here are the basics:
Part A: Hospital Coverage includes hospital stays, skilled nursing, hospice care and more.
Part B: Medical Coverage includes doctor visits, labs, outpatient services and home health equipment.
Part C: Medicare Advantage Plans include benefits administered and managed by a private insurance carrier.
Part D: Prescription Drug Plans help Medicare beneficiaries pay for prescription drugs. These plans are offered by private insurance carriers.
Services
Independent Insurance agents are trained and certified by multiple insurance companies. Working with one you have:
- an unbiased agent who provides a wide range of options based on your unique medical needs.
- an agent that assists remotely by phone, computer and email, while still providing personal service.
- someone who is always available to answer questions and advise you when your health and insurance needs change.
Never a fee for our services.
Personalized needs analysis.
Followup customer service.
Types of Insurance Covered:
- Medicare Options
- Family and Individual
- Small Business
- Dental, Hearing, Vision
- Life Insurance
- Ancillary (Critical Care, Chronic Illness, Hospital Fixed Indemnity, Long Term Care)
Disclaimer:
This website is produced by an independent insurance agent and is not affiliated with any government entity.
Other Insurances
Health
Are you looking for better coverage, newly uninsured or purchasing for the first time? Lost your job?
Even if your employer offers you coverage, an individual plan could be be the best option for you and your dependents. If you've lost your job, we can find affordable insurance for less money than COBRA.
Dental
Options include traditional PPO plans with co-pays and coinsurance as well as Fixed Indemnity plans with no restrictions on providers, no co-pays and no deductibles. In simple transactions, the dental insurance is guaranteed issue, with no waiting period for basic and preventative services.
Hearing and Vision
When not included in health plans, we can find affordable options for you.
Life
We work with you to calculate how much life insurance you need to protect your family.
Options include:
- Term
- Universal & Indexed Universal
- Whole Life
- Single Premium
- Simplified Issue
- Final Expense
Supplemental and Ancillary
It pays when major medical doesn't. Coverage can include:
- Insurance deductibles
- Medical bills
- Long term, critical and chronic illness care
- Rent/Mortgage
- Car payments
- Groceries and more
For more information:
FILL OUT THE FORM AT CONTACT US.
CALL/TEXT: 949-257-2774
TOLL FREE: 888-779-2023 (TTY 711)
EMAIL: MEDIMIKE65@GMAIL.COM